Poto: the solidarity journey as described by MAP.
Contributions made for a specific use. An earmarkable digital euro issued in exchange. Beneficiaries equipped with a real account and a payment card. And every payment recorded on a tamper-proof blockchain. This page describes the programme, what it covers and what it does not prove.
What is covered
- Nature of the programme
- Solidarity contributions linked to their use, within the Poto / Mon Ami Poto world.
- MAP’s role
- Issuance of the earmarkable digital euro, programme rules, control of operations before execution, recording of payments on the blockchain.
- What MAP does not do
- Assess an individual situation, decide on an allocation, support a person. That belongs to the organisations that follow them.
- Status
- In service. The programme has been public since November 2024 and its workings are described on this page.
The initial need
A solidarity contribution raises three simple questions. What exactly is it used for? How does it reach the person concerned? And what can be said about it afterwards to the contributor?
The usual channels answer them badly. Cash leaves no usable trace. A transfer carries no rule of use. Aid in kind imposes heavy logistics and takes away from the person helped the choice of what to spend on. Payment vouchers and prepaid cards frame the use, but the record they produce remains the issuer’s own: it is declared, not demonstrated.
The programme seeks both at once. Value that can be used with dignity, framed by rules written before the spend. And proof of the payment that nobody can touch up.
Contribution and issuance
Contribution
A contributor pays in funds in euros for the use defined by the programme: a donation, a contribution to a fundraising pot, a corporate giving budget.
Role: funder or contributor.
Issuance
MAP issues the matching earmarkable digital euro, one for one, and allocates it to the programme. Nothing is issued without funds received.
Role: MAP.
Allocation
The organisation supporting the person decides whether they join the programme and what budget is allocated to them, within the agreed rules.
Role: the organisation supporting the person.
Payment
The person pays an authorised supplier with their real account, their payment card or a QR code. The operation is checked before execution, then recorded on the blockchain.
Role: beneficiary, then supplier.
The roles stay distinct: the contributor does not allocate the budgets, the organisation does not issue the electronic money, MAP does not assess individual situations.
Allocation and payment
The person supported has a real account, with an IBAN, and a payment card. They pay in store, online or by QR code, at the suppliers selected by the programme. In the area and the period provided for, under the ceilings that have been set. The account and the card are activated immediately.
Every operation is checked before it is executed: the applicable rule is verified, anomalies are detected, whatever falls outside the frame is blocked. A refusal keeps its reason. The person is given it straight away, and knows why. A payment authorised and then settled is recorded on a tamper-proof blockchain: amount, supplier, date, rule applied.
What each role sees
| Role | What they are shown |
|---|---|
| Contributor | The use of their contribution, payment by payment. |
| Organisation | The budgets allocated, the payments, the statuses and the reasons for refusal of the people it supports. |
| Beneficiary | Their balance, their payments and the reason for a refusal concerning them. |
| Supplier | The payments they have taken. |
Authorised evidence
Illustration slot, distinct from the real screenshots presented during a discussion.
The proof of the payment
On the blockchainEvery payment in the programme is recorded on a tamper-proof blockchain: amount, supplier, date, rule applied. Neither MAP nor the contributor can alter that entry. The proof covers the payment: it says nothing about the contents of the basket, or about delivery. See Ledger and blockchain.
Press reference
VerifiableL’AGEFI devoted an article to Mon Ami Poto’s digital currency dedicated to giving, on 23 November 2024. The solidarity programme has been public since that date. The article covers the proposition: it establishes neither volumes nor results.
Read the article on agefi.frJourney extracts and screenshots
On requestAnonymised extracts and authorised screenshots can be presented during a discussion. The caption states what they show, and on what date. They are not published here: sharing them requires the agreement of the parties concerned and the protection of the people supported.
Request a presentationResults
Indicators and results
Amount issued, amount used, number of active organisations, number of beneficiaries, number of operations, period covered: none of these indicators is published on this site. They will be published with their source, their definition, their period and the date they were last updated, or not at all. A social result is assessed through a method, on a given population and period: a traced operation is not proof of it.
Limits of transposition
What transposes
- Issuing an earmarkable digital euro from funds received, one for one.
- Writing the rules before the first payment, and checking them before every operation.
- Equipping a beneficiary with a real account, a payment card and the QR code.
- Recording every payment on the blockchain and showing it to each role.
What has to be re-examined
- The origin of the funds and the collection set-up, which differ from one programme to the next.
- The obligations to account for the money, specific to your organisation.
- The volumes, the rhythms and the suppliers expected.
- The systems to be integrated, and the rules that were not used here.
Let us look at a programme comparable to yours.
Present the funds to be allocated, the beneficiaries, the suppliers expected and what you have to be able to prove. A MAP expert answers you, with no commitment.